Sell a car that is still on lease or loan
Yes, you can sell a leased car before the contract ends. The remaining balance is paid from the sale price directly to the leasing company, and the difference goes to you. It all happens with the leasing company’s consent and as a single deal. We take care of paying off the balance and settling with the leasing company.
- We pay the balance directly to the leasing company
- You get the difference between the car’s price and the balance
- Tallinn and Harju County, every day 9:00–19:00
When you enter the car number, the data will be automatically filled in the form, which will make it easier for you to fill it out.
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Vehicle data
Step: 1/3Seller information
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How selling a leased car actually works
With a finance lease (kapitalirent), the leasing company is the registered owner of the car and you are listed as the responsible user. That is why the car can’t be sold without the leasing company: the balance must be paid off before the ownership change. To do this, the leasing company is asked for the early settlement amount, which is valid until a specific date.
If the car’s market value is higher than the balance, we pay off the balance and pay the difference to you. If the balance is higher than the car’s price, you’ll need to pay the difference to the leasing company yourself, otherwise the contract can’t be closed. With an operating lease (kasutusrent), the car remains the company’s property and the sale depends on whether it lets you buy the car out. Call us and we’ll go through your contract together.
How the deal works
Contract and car details
Call us or fill in the form. Tell us the leasing company and the approximate balance, and we’ll give you a preliminary price.
Valuation and balance
We value the car on site within 30 minutes. The early settlement amount is requested from the leasing company.
Paying off the balance
We pay the balance directly to the leasing company. It closes the contract and confirms the ownership change.
The difference to you
We transfer the difference between the car’s price and the balance to your account. We take the car away.
Documents and price
Documents you need
In addition to the usual documents, you’ll need the leasing contract details.
- A valid ID
- The leasing contract number and the leasing company’s name
- The leasing company’s confirmation of the settlement amount
- The registration certificate and the keys
What the price depends on
The car’s price doesn’t depend on whether it’s leased. We value it like any other car.
- Make, model, age and the market price of the same car in Estonia
- Mileage, service history and technical condition
- Body and interior condition
- The lease balance affects how much money you receive, not the car’s price
AllCars in numbers
Customer reviews and ratings are on our Google profile.
Frequently asked questions
Is it allowed to sell a car that is on lease?
Yes, but only with the leasing company’s knowledge. The car is registered to the leasing company, so the sale works like this: the balance is paid off and the company closes the contract. Selling it any other way breaches the contract.
What if the lease balance is higher than the car’s price?
Then you need to pay the difference to the leasing company yourself, otherwise the contract can’t be closed. We’ll tell you the car’s price before you decide anything.
Do you buy cars bought with a bank loan?
Yes. If the car was bought with a loan and is registered to you, you are the owner. If the car is collateral for the loan, the loan balance is paid from the sale price in the same way as with a lease.
Do I have to deal with the leasing company myself?
The leasing company only discloses the early settlement amount to the contract party, which is you. After that, paying off the balance and completing the deal is on us.
Do you buy cars on an operating lease?
With an operating lease the car isn’t yours, and the sale depends on the company’s terms. Many companies let you buy the car out first. Call us and we’ll go through your contract terms together.
We also buy
Without inspection or insurance
An expired inspection or missing insurance does not stop the sale. We take the car away ourselves.
Accident-damaged cars
We buy cars damaged in accidents, including after the insurance payout.
Faulty and non-running
Engine, gearbox or electronics failure is not a problem. We arrange the transport.